Cross-border financial planning

Your finances don't have to get lost in transit.

Moving to Singapore, leaving it, or returning home can change your tax residency, CPF choices, housing options, and investment costs. Gan Finance AI brings those moving parts into one clear view.

Built for EP holders, PRs, foreign employees, and overseas Singaporeans.

Professional reviewing Singapore and overseas financial documents beside a laptop and city skyline
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One view. Many jurisdictions.

Singapore income, overseas assets, clearer next steps.

Choose your situation

Start with the move on your mind.

Tap a profile and we'll point you towards the questions that matter first.

Tax residency and treaty checker

Are you paying tax twice? Let AI spot the leaks.

Enter the countries and income sources in your situation. The scan highlights treaty questions, residency gaps, and where SRS may deserve a closer look.

Start with the facts.

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Early signal

Your answer may need a residency-day review and a check against the relevant double-tax agreement. A specialist can confirm the filing position.

This planning tool gives guidance for discussion. It does not replace advice from a licensed tax professional.

CPF guidance for non-citizens

CPF: your contributions, your options.

Your status and next move affect the choices around CPF. See the right questions before you decide what happens to the balance.

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EP holder

Map employer contributions, voluntary choices, and the effect of a future status change before you commit to a property decision.

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Compare CPF growth with keeping cash available for relocation.

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Test property affordability against visa and housing rules.

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Model what departure could mean for CPF withdrawal steps.

Relocation cost comparator

Hong Kong, Singapore, or London?

Salary alone won't settle a relocation decision. We compare take-home pay, housing, education, lifestyle costs, and the one-off expense of moving.

Singapore

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Illustrative monthly budget

$6,480

Take-home pay82%
Housing pressure64%
Relocation buffer71%

Hong Kong

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Illustrative monthly budget

$6,920

Take-home pay86%
Housing pressure78%
Relocation buffer58%

London

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Illustrative monthly budget

$7,240

Take-home pay73%
Housing pressure84%
Relocation buffer49%

Figures are planning examples in Singapore dollars. Your result changes with salary, household size, neighbourhood, school fees, and exchange rates.

Investment and asset structuring

Global assets. One unified view.

Add overseas brokerage accounts, property, bank balances, CPF, and SRS. Gan Finance AI shows currency exposure, withholding tax questions, and estate-planning issues in one working picture.

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Singapore

CPF and SRS

See how contributions fit with your time abroad and return plans.

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Australia

Brokerage account

Track currency risk and withholding-tax questions before a sale.

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France

Overseas property

Model rental income, exit costs, and the timing of a move.

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United States

Reporting view

Keep FATCA questions visible beside your Singapore accounts.

80+ treaty jurisdictions in the planning database.

The AI flags areas to confirm before you restructure.

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Global clients, clearer footing

Expats who found their financial footing.

Specific questions deserve specific answers.

"

The scan made my French and Singapore income easy to discuss in one meeting. I knew which documents to bring and which assumptions to question.

Geokbeng P.

"

I was returning from Australia with property to sell and CPF decisions to revisit. Gan Finance AI mapped the timing before I acted, so my tax adviser had a much cleaner brief.

Dilruk Acasio, Returning Singaporean

"

Why did we choose Gan Finance AI? Because the questions included FATCA, CPF, and the practical cost of moving our family. That level of detail felt right.

Hinhin S.

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Wherever life takes you, your money follows smartly.

Book a cross-border diagnostic session with Gan Finance AI. Bring your countries, accounts, and next move. Leave with a clearer list of decisions.

Get your cross-border financial scan arrow_forward

No borders, no barriers. Just clarity.